Credit Risk Internship at Pepkor Payments and Lending
| Job Title: | Credit Risk Internship |
|---|---|
| Date: | Closing Date: 31 October 2025 |
| Location: | Cape Town, South Africa |
| Salary: | Market Related |
| Company: | Pepkor Payments and Lending |
| Duration: | 1 – 2 Years |
| Job Type: | Internship / Temp |
Why This Internship Is a Great Opportunity
Are you passionate about data, eager to explore analytics, and interested in building your career in the financial sector? The Credit Risk Internship at Pepkor Payments and Lending offers exactly that. You’ll be placed in Cape Town, working within the Credit Risk and Data & Analytics teams. This isn’t just a training exercise — you’ll contribute meaningfully to real analyses and decisions that affect lending performance.
At Pepkor Payments and Lending, you’ll get exposure to cutting‑edge tools, strong mentorship, and responsibilities that let you stretch your skills. It’s a way to build your resume, refine your analytical thinking, and make a tangible impact in financial services in South Africa.
About the Role
In this role, you’ll work closely with seasoned professionals in both the Credit Risk and Data & Analytics teams. Your day‑to‑day tasks will include analyzing historical and live data to uncover risk patterns and business trends. You’ll help build dashboards, reports, and predictive models to inform decision makers. You may also present insights to teams to support credit strategies, monitor performance metrics, and assist with business intelligence (BI) workflows.
Because the environment is fast-paced, you’ll rotate between tasks — some days may focus on data engineering or reporting, other days on model validation or credit policy insights. You’ll gain a robust understanding of credit decisioning processes, risk metrics, and data storytelling.
Who Should Apply
This internship is ideal if you love working with numbers and telling stories through data. If you’ve recently graduated (or are about to), and you’re driven by curiosity and continuous learning, this is for you. You should feel comfortable switching between independent work and team projects. If you enjoy diagnosing patterns, asking “why,” and translating data into actionable business insight, you belong here.
People who thrive in this role are detail oriented, organized, and resilient under pressure. You’ll be juggling multiple analyses and deadlines, so good prioritisation is essential. It’s also helpful if you’re comfortable presenting findings to stakeholders and explaining complex concepts in simple terms.
Skills & Requirements
Here are the qualifications and skills you’ll need to stand out:
- Relevant degree in: BCom Economics, Data Science, Statistics, or an equivalent analytical qualification
- A strong foundation or interest in data analytics for business, predictive modelling, or credit risk theory
- Exposure to tools such as SQL data analytics, Python, Power BI, or similar tools (advantageous, not always mandatory)
- Strong analytical thinking, statistical curiosity, and accuracy
- Good communication skills to tell a story with data
- Ability to work independently and within cross‑functional teams
Bonus points if you have done small projects using business analytics tools or have worked with datasets and dashboards before.
Benefits & What You’ll Gain
Pepkor Payments and Lending is committed to nurturing your growth. As an intern, you’ll gain real-world experience with exposure to industry standard tools. You’ll be mentored by senior credit and data professionals who can help build your technical and business acumen.
Besides professional development, PPL offers a warm and supportive culture. You’ll find perks such as a games lounge, wellness clinic onsite, subsidised meals in the canteen, and social events that foster connection across teams. You’ll have a chance to work in an environment where your opinions matter, not just your credentials.
This internship is also a stepping stone: after 1–2 years, you may qualify for roles in credit risk analysis, data science, BI analytics, or broader analytics leadership roles within financial services in South Africa.
How to Apply
To apply, visit the Pepkor Payments and Lending careers portal and submit your CV, academic transcripts, and a short motivation letter explaining why you’d be a strong fit. Make sure you apply before 31 October 2025. In your motivation, feel free to include any small analysis or project you’ve done — even if it was in a class — to demonstrate your interest in data and analytics.
Check that your contact details are correct and that your documents are well formatted. Be clear and concise in your writing. The sooner you apply, the better, as these internship slots are competitive.
Closing Thoughts
If you’ve ever dreamed of turning data into insight, influencing credit decisions, or building a career in analytics, this is the chance to start strong. The Credit Risk Internship at Pepkor Payments and Lending combines learning, real responsibility, and growth in an environment that supports you.
You don’t need to be perfect — you just need curiosity, dedication, and a willingness to learn. Take the leap, build your skills, and gain a foothold in an analytics or credit risk career path. Apply now and take your first step toward making data-driven impact.
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